Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.